Easy access savings account

Our rates

Terms and conditions >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 5.10% 5.10%
£1,000 15.00% 15.00%
Monthly £1 - £999 5.10% 5.05%
£1,000 15.00% 14.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 5.10% 5.10%
Gross rate 5.10% 5.05%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 15.00% 15.00%
Gross rate 15.00% 14.49%

Key facts

key-facts-icon2I made this myself
Access online or by postAccess online, by post or in branch
Variable rateVariable interest rate
Additional deposits allowedAdditional deposits allowed
Min opening deposit £1,000Min opening deposit £1,000
Min operating balance £1 Min operating balance £1.00
Open to all ages Open to all ages
Monthly interest available Monthly interest available

Product summary

Interest rates

Variable interest rate

Annual interest is credited to the account on 5 April each year or transferred to your elected account

Monthly interest is credited to the account on the last working day of each month or transferred to your elected account

Please refer to our interest rate page for current interest rates
Tax status Interest is paid gross subject to the Personal Savings Allowance.
Bonus payment conditions N/A
Withdrawal arrangements Withdrawals can be made without notice or penalty
Access Accounts can be opened online, by post or in branches

Check your balance, deposit or withdraw funds online (if registered - existing customers can register here), in branch or by post.

Good to know

Terms and conditions Where applicable, the account terms and conditions on this webpage supersede our Savings Terms and Conditions.
Deposits Minimum opening deposit £1,000, maximum deposit and balance is £1 million.

Additional deposits can be made by cash (please note: this facility is only available at our branches), cheque or bank transfer. If you have registered to manage your account online, you can also add funds using your debit card.
Withdrawals Withdraw funds whenever you like without notice. For postal accounts simply send a signed withdrawal request to Head Office. If you have registered to manage your account online, simply log on and request your withdrawal to your nominated account*.
Operating balance Minimum operating balance is £1.00.
Interest Interest is variable and paid on 5 April unless monthly interest in requested which is credited at the end of each month.

Interest can be added to the account or transferred to your elected account.
Age restrictions No minimum age.
FSCS Your eligible deposits with Kent Reliance are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any total deposits you hold above the £75,000 limit are unlikely to be covered. Find out more (pdf document).

*Your nominated account must be a UK Bank/Building Society account held in your name.

How to apply

Online

Complete and submit your application online

Apply now

By post

Download and complete an
application form and send it to:

Kent Reliance
PO Box 601
Chatham
ME4 9DX

In branch

Download and complete an application form and bring it to any of our branches, together with two official forms of ID.

Branch finder

Not the right fit?

Personal Savings Allowance

The Personal Savings Allowance means that most people will no longer pay tax on their savings. Basic-rate taxpayers can earn up to £1,000 on their interest tax-free; £500 for higher rate taxpayers.

Find out more
Personal Savings Allowance

© OSB Group PLC 2022

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service. Visit the Money Advice Service