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About Us

Created on 1 February 2011, OneSavings Bank plc was established enabling us to maintain our tradition of good customer service while strengthening our business. This gives us the opportunity to offer a wider range of products and services whilst maintaining the Kent Reliance name and heritage. Our group of companies includes a range of trading businesses. All these companies share the same ethos: customer-led businesses with tailor-made services.

Kent Reliance

Kent Reliance is a UK trading brand of OneSavings Bank plc. This brand maintains a link to our great history of offering financial products to the people of Kent for over 150 years – and more recently the whole of the UK.

Kent Reliance for Intermediaries

Kent Reliance for Intermediaries is a specialist mortgage lender which provides niche products to meet the needs of borrowers who don’t conform to mainstream lending criteria. Find out more at

Jersey Home Loans Limited (JHL)

We’ve been providing personalised mortgage products to the people of Jersey since 2002. Find out more at

Guernsey Home Loans Limited (GHL)

Guernsey Home Loans is our subsidiary on Guernsey, expanding the unique combination of traditional service and innovative business practices available to the island since 2005. Find out more at

Reliance Property Loans (RPL)

Reliance Property Loans is a trading brand of OneSavings Bank. It administers books of mortgages acquired by OneSavings Bank plc and does not provide new products to customers. Find out more at

osbIndia Private Ltd

Easiprocess is our Indian subsidiary, responsible for providing back office support for the group's operations. Find out more at

Why choose Kent Reliance?

We’re Specialist

At Kent Reliance we specialise in providing award winning savings and long-term value for our customers and their money - not by headline grabbing introductory bonus rates that fall away after an initial period, but by providing accounts that offer long term value.

We’re Flexible

We provide a range of accounts that are suited to the meet the individual needs of our customers.   Our accounts provide our customers with options suited to their requirements, with the right levels of access and the flexibility to let them manage their savings through our online service.

We’re Personal

We enjoy long term relationships with our customers, delivering consistently high customer satisfaction scores. Why? Because we reward customer loyalty rather than taking advantage of it.

Our customers receive the support and experience of our professional team who are with you every step of the way in all your financial needs. You can get direct access to our customer services either in person at our branches, on the phone or via email to ensure so you can get an answer from an expert straight away.

Mortgage lending

Kent Reliance is a member of the Council of Mortgage Lenders. This provides us with access to key industry insights, and demonstrates our ongoing commitment to the mortgage market in the UK.

Council of Mortgage Lenders

Your money is safe with us

OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registered number 530504. We also subscribe the Financial Services Compensation Scheme, which protects savers’ money. You can find out more about these organisations on:

You can also download the FSCS information leaflet.