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Savings

Easy access account - issue 36

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Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.20% 1.20%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.20% 1.19%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.20% 1.20%
Gross rate 1.20% 1.19%

Rates effective as of 29 November 2019

60 day notice account - issue 27     

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.30% 1.30%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.30% 1.29%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 29 November 2019

Easy access account - issue 34

see details >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%

Rates effective as of 22 May 2019. Product withdrawn 28 November 2019

60 day notice account - issue 26     

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.50% 1.49%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 27 September 2019. Product withdrawn 28 November 2019

Branch & Online Only Easy Access account - Issue 35

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.43% 1.43%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.43% 1.42%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.43% 1.43%
Gross rate 1.43% 1.42%

Rates effective as of 27 September 2019. Product withdrawn 04 November 2019

60 day notice account - issue 25    

Interest paid Opening balance AER Gross rate
Annual £1,000 1.40% 1.40%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.40% 1.39%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.40% 1.40%
Gross rate 1.40% 1.39%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 22 May 2019. Product withdrawn 26 September 2019

Online only easy access account  - issue 33

 
Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.50% 1.49%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 19 March 2019. Product withdrawn from sale 24 April 2019

Easy access account - issue 32

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.40% 1.40%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.40% 1.39%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.40% 1.40%
Gross rate 1.40% 1.39%

Rates effective as of 07 December 2018. Product withdrawn from sale 21 May 2019

Easy access account - issue 31

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.50% 1.50%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%

Rates effective as of 23 November 2018. Product withdrawn 06 December 2018

Branch & Online Easy Access account - Issue 30

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.37% 1.37%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.37% 1.36%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.37% 1.37%
Gross rate 1.37% 1.36%

Rates effective as of 14 September 2018. Product withdrawn 11 October 2018

Regular savings account - issue 3

see details >
Interest paid Opening balance AER Gross rate
Annual £25 3.00% 3.00%
Interest paid Annual
Opening balance £25
AER 3.00%
Gross rate 3.00%

Rates effective as of 24 January 2017

Demelza children's savings account - issue 1

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Interest paid Opening balance AER Gross rate
Annual £10 1.85% 1.85%
Monthly £10 1.85% 1.83%
Interest paid Annual Monthly
Opening balance £10 £10
AER 1.85% 1.85%
Gross rate 1.85% 1.83%

Rates effective as of 01 September 2018

60 day notice account - issue 24

Interest paid Opening balance AER Gross rate
Annual £1,000 1.55% 1.55%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.55% 1.54%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.55% 1.55%
Gross rate 1.55% 1.54%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 23 November 2018. Product withdrawn from sale 21 May 2019

60 day notice account - issue 23

Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.50% 1.49%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 14 September 2018. Product withdrawn from sale 22 November 2018

60 day notice account - issue 22

Interest paid Opening balance AER Gross rate
Annual £1,000 1.25% 1.25%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.25% 1.24%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 26 June 2018. Product withdrawn from sale 13 September 2018

60 day notice account - issue 21

Interest paid Opening balance AER Gross rate
Annual £1,000 1.45% 1.45%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.45% 1.44%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.45% 1.45%
Gross rate 1.45% 1.44%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 26 April 2018. Product withdrawn 25 June 2018

60 day notice account - issue 20

Interest paid Opening balance AER Gross rate
Annual £1,000 1.10% 1.10%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.10% 1.09%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.35% 1.35%
Gross rate 1.35% 1.34%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 02 February 2018. Product withdrawn 25 April 2018

60 day notice account - issue 19

Interest paid Opening balance AER Gross rate
Annual £1,000 1.35% 1.35%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.35% 1.34%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.35% 1.35%
Gross rate 1.35% 1.34%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 03 October 2017. Product withdrawn 01 February 2018

60 day notice account - issue 18

Interest paid Opening balance AER Gross rate
Annual £1,000 1.45% 1.45%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.45% 1.44%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.45% 1.45%
Gross rate 1.45% 1.44%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 01 December 2017. Product withdrawn 3 October 2017

    

60 day notice account - issue 17

Interest paid Opening balance AER Gross rate
Annual £1,000 1.30% 1.30%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.30% 1.29%
£1 - £999 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%

Rates effective as of 01 December 2017. Product withdrawn 14 June 2017

60 day notice account - issue 16

Interest paid Balance AER Gross rate
Annual £1,000 1.00% 1.00%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.00% 1.00%
£1 - £999 0.10% 0.10%
Interest paid Annual
Opening balance £1,000
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Opening balance £1,000
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10%

Rates effective as of 01 December 2017. Product withdrawn 6 April 2017

60 day notice account - issue 15

Interest paid Balance AER Gross rate
Annual £1,000 1.25% 1.25%
£1 - £999 0.10% 0.10%
Monthly £1,000 1.25% 1.24%
£1 - £999 0.10% 0.10%
Interest paid Annual
Balance £1,000
AER 1.25%
Gross rate 1.25%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000
AER 1.25%
Gross rate 1.24%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%

Rates effective from 01 December 2017. Product withdrawn from sale 30 November 2016.

60 day notice account - issue 14

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.10% 1.10%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.10%
Gross rate 1.09%

Rates effective from 01 December 2017. Product withdrawn from sale 20 June 2016.

60 day notice account - issue 13

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 16 May 2016.

60 day notice account - issue 12

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 08 February 2016

60 day notice account - issue 11

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 02 November 2015.

60 day notice account - issue 10

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 July 2015.

60 day notice account - issue 9

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 24 February 2014

60 day notice account - issue 8

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 21 October 2013.

60 day notice account - issue 7

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 06 June 2013.

60 day notice account - issue 6

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 22 February 2013

60 day notice account - issue 5

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 30 January 2013

60 day notice account - issue 4

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 22 November 2012.

60 day notice account - issue 3

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 18 September 2012

60 day notice account - issue 2

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 06 September 2012

60 day notice account - issue 1

Interest paid Balance AER Gross rate
Annual £1 - £999 0.85% 0.85%
£1,000+ 1.25% 1.25%
Monthly £1 - £999 0.85% 0.85%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 05 April 2012.

Easy access account - issue 29

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.01% 1.01%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.01% 1.01%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.01% 1.01%
Gross rate 1.01% 1.01%

Rates effective as of 17 August 2018. Product withdrawn from sale 01 November 2018

Easy access account - issue 28

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn from sale 16 August 2018

Easy access account - issue 27

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 17 May 2018. Product withdrawn 25 June 2018

Easy access account - issue 26

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%

Rates effective as of 26 April 2018. Product withdrawn from sale 16 May 2018.

Easy access account - issue 25

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn from sale 25 April 2018

Easy access account - issue 24

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn from sale 04 April 2018

Easy access account - issue 23

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn 01 February 2018

Easy access account - issue 22

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 Septmeber 2018. Product withdrawn 11 January 2018

Easy access account - issue 21

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.27% 1.27%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.27% 1.26%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.27% 1.27%
Gross rate 1.27% 1.26%

Rates effective as of 3 October 2017. Product withdrawn 13 October 2017

Easy access account - issue 20

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 December 2017. Product withdrawn 3 October 2017

Easy access account - issue 19

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 September 2018. Product withdrawn 28 June 2017

Easy access account - issue 18

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.25% 1.25%
Gross rate 1.25% 1.24%

Rates effective as of 01 December 2017. Product withdrawn 14 June 2017

Easy access account - issue 17

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.20% 1.20%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.20% 1.19%
Interest paid Annual
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10% 0.10%
Interest paid Monthly
Opening balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Opening balance £1,000
AER 1.20%
Gross rate 1.20%
Interest paid Monthly
Opening balance £1,000
AER 1.20%
Gross rate 1.19%

Rates effective as of 01 September 2018. Product withdrawn 06 April 2017

Easy access account - issue 16

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.25% 1.25%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.25% 1.24%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 10 November 2016.

Easy access account - issue 15

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 20 June 2016.

Easy access account - issue 14

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 16 May 2016.

Easy access account - issue 13

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 07 April 2016

Easy access account - issue 12

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 02 November 2015.

Easy access account - issue 11

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 01 October 2015

Easy access account - issue 10

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 14 September 2015

Easy access account - issue 9

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 28 August 2015

Easy access account - issue 8

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 24 June 2015.

Easy access account - issue 7

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 19 February 2014

Easy access account - issue 6

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 06 February 2014.

Easy access account - issue 5

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 27 January 2014.

Easy access account - issue 4

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 21 October 2013

Easy access account - issue 3

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 08 February 2013.

 

Easy access account - issue 2

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 22 November 2012.

 

Easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 15 August 2012

Easy Access Account - Treasurers Account

Interest paid Balance AER Gross rate
Annual £1+ 0.50% 0.50%
Interest paid Annual
Balance £1+
AER 0.50%
Gross rate 0.50%

Rates effective from 01 December 2017.This product is now withdrawn.

Easy Access Account - Variable Rate

Interest paid Balance AER Gross rate
Annual £1+ 0.75% 0.75%
Interest paid Annual
Balance £1+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 07 November 2013.

Branch only easy access account - issue 3

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 08 February 2016

Branch only easy access account - issue 2

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 August 2015.

Branch only easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 01 June 2015

CAFC savings account - issue 1

Interest paid Balance AER Gross rate
Annual £10+ 0.50% 0.50%
Interest paid Annual
Balance £10+
AER 0.50%
Gross rate 0.50%

Rates effective from 01 December 2017. Product withdrawn from sale 22 October 2014.

Charity account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.25% 0.25%
£1,000+ 1.25% 1.25%
Interest paid Annual
Balance £1-£999
AER 0.25%
Gross rate 0.25%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 September 2016. Product withdrawn from sale 1 January 2006.

Children's savings account - issue 2

Interest paid Opening balance AER Gross rate
Annual £10 1.85% 1.85%
Monthly £10 1.85% 1.83%
Interest paid Annual Monthly
Opening balance £10 £10
AER 1.85% 1.85%
Gross rate 1.85% 1.83%

Rates effective as of 01 September 2018. Product withdrawn from sale 11 January 2018.

Children's savings account - issue 1
(formerly Peter Pan Children’s Savings Account)

Interest paid Balance AER Gross rate
Annual £1+ 1.85% 1.85%
Monthly £1+ 1.85% 1.83%
Interest paid Annual
Balance £1+
AER 1.85%
Gross rate 1.83%
Interest paid Monthly
Balance £1+
AER 1.85%
Gross rate 1.83%

Rates effective from 01 September 2018. Product withdrawn from sale 28 June 2017.

Direct savings account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.24%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 15 August 2012.

Direct sixty plus - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Monthly £1+ 1.25% 1.24%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 1990.

Direct rollover bond - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Monthly £1+ 1.25% 1.24%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 2011.

Direct 65+ easy access - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Monthly £1+ 1.25% 1.24%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 1990.

Easy access account
(formerly Peter Pan Easy Access Savings Account)

Interest paid Balance AER Gross rate
Annual £10+ 1.25% 1.25%
Interest paid Annual
Balance £10+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 December 2017. Product withdrawn from sale 02 October 2015.

Fixed rate easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 0.75% 0.75%
Interest paid Annual
Balance £1+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 03 May 2012.

GFC savings account - issue 1

Interest paid Balance AER Gross rate
Annual £10+ 0.75% 0.75%
Interest paid Annual
Balance £10+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 22 October 2014.

High balance easy access account - issue 2

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective 01 December 2017. Product withdrawn from sale 26 August 2015.

High balance easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000 - £49,999 1.25% 1.25%
£50,000+ 1.35% 1.35%
Monthly £1-£999 0.10% 0.10%
£1,000 - £49,999 1.25% 1.24%
£50,000+ 1.35% 1.34%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000 - £49,999
AER 1.25%
Gross rate 1.25%
Interest paid Annual
Balance £50,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000- £49,999
AER 1.25%
Gross rate 1.24%
Interest paid Monthly
Balance £50,000+
AER 1.35%
Gross rate 1.34%

Rates effective from 01 December 2017. Product withdrawn from sale 15 August 2012.

IG EX60+ savings (A) - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 2011.

Kent Spitfires savings account - issue 1

Interest paid Opening balance AER Gross rate
Annual £10 0.75% 0.75%
Interest paid Annual
Opening balance £10
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. Product withdrawn from sale 28 June 2017.

Loyalty easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 August 2015.

Online easy access account - issue 1

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.25%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.25% 1.24%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.25%
Gross rate 1.25%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.25%
Gross rate 1.24%

Rates effective from 01 December 2017. Product withdrawn from sale 26 August 2015.

Regular savings account - issue 2

Interest paid Opening balance AER Gross rate
Annual £25 3.00% 3.00%
Interest paid Annual
Opening balance £25
AER 3.00%
Gross rate 3.00%

Rates effective from 02 March 2017. Product withdrawn on 23 January 2017.

Regular savings account - issue 1

Interest paid Balance AER Gross rate
Annual £25 3.00% 3.00%
Interest paid Annual
Balance £25
AER 3.00%
Gross rate 3.00%

Rates effective from 02 March 2017. Product withdrawn from sale 09 August 2016.

Sportsaver Account

Interest paid Balance AER Gross rate
Annual £1+ 0.75% 0.75%
Interest paid Annual
Balance £1+
AER 0.75%
Gross rate 0.75%

Rates effective from 01 September 2018. This product is now withdrawn.

Whitstable FC Savings Account

Interest paid Balance AER Gross rate
Annual £1+ 0.50% 0.50%
Interest paid Annual
Balance £1+
AER 0.50%
Gross rate 0.50%

Rates effective from 01 December 2017.This product is now withdrawn. 

Wishmaker's account - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 December 2017. Product withdrawn from sale 1 January 2011.

ISAs

Two year fixed rate cash ISA - issue 33

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.45% 1.45%
Monthly £1,000 1.45% 1.44%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.45% 1.45%
Gross rate 1.45% 1.44%

Rates effective as of 29 November 2019

One year fixed rate cash ISA - issue 34

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.35% 1.35%
Monthly £1,000 1.35% 1.34%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.35% 1.35%
Gross rate 1.35% 1.34%

Rates effective as of  29 November 2019

60 day notice cash ISA - issue 18

see details >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.20% 1.20%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.20% 1.19%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.20% 1.20%
Gross rate 1.20% 1.19%

Rates effective as of 22 May 2019

Easy access cash ISA - issue 19

see details >
Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000 1.15% 1.15%
Monthly £1 - £999 1.00% 1.00%
£1,000 1.15% 1.14%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.00% 1.00%
Gross rate 1.00% 1.00%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.15% 1.15%
Gross rate 1.15% 1.14%

Rates effective as of 22 May 2019

Two year tracker cash ISA - issue 7

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
Monthly £1,000 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%

Rates effective as of 01 September 2017.

60 day notice cash ISA - issue 17

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.50% 1.50%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%

Rates effective as of 09 April 2019. Product withdrawn on 21 May 2019

60 day notice cash ISA - issue 16

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.45% 1.45%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.45% 1.44%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.45% 1.45%
Gross rate 1.45% 1.44%

Rates effective as of 05 March 2019. Product withdrawn on 08 April 2019

60 day notice cash ISA - issue 15

Interest paid Opening balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 0.10% 0.10%
Gross rate 0.10% 0.10%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.30% 1.30%
Gross rate 1.30% 1.29%

Rates effective as of 01 September 2018. Product withdrawn on 04 March 2019

60 day notice cash ISA - issue 14

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 10 November 2016

60 day notice cash ISA - issue 13

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 20 June 2016.

60 day notice cash ISA - issue 12

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 16 May 2016.

60 day notice cash ISA - issue 11

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2018. Product withdrawn on 21 March 2016.

60 day notice cash ISA - issue 10

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.30% 1.30%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 December 2017. Product withdrawn on 22 February 2016.

60 day notice cash ISA - issue 9

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 07 August 2014.

60 day notice cash ISA - issue 8

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 December 2017. Product withdrawn on 15 July 2014.

60 day notice cash ISA - issue 7

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 24 February 2014

60 day notice cash ISA - issue 6

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 19 February 2014.

60 day notice cash ISA - issue 5

Interest paid Balance AER Gross rate
Annual £1-£999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1-£999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1-£999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 06 June 2013.

60 day notice cash ISA - issue 4

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 30 January 2013.

60 day notice cash ISA - issue 3

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 22 November 2012.

60 day notice cash ISA - issue 2

Interest paid Balance AER Gross rate
Annual £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.10% 0.10%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.10%
Gross rate 0.10%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 18 September 2012.

60 day notice cash ISA - issue 1

Interest paid Balance AER Gross rate
Annual £1 - £999 0.85% 0.85%
£1,000+ 1.35% 1.35%
Monthly £1 - £999 0.85% 0.85%
£1,000+ 1.35% 1.34%
Interest paid Annual
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Annual
Balance £1,000+
AER 1.35%
Gross rate 1.35%
Interest paid Monthly
Balance £1 - £999
AER 0.85%
Gross rate 0.85%
Interest paid Monthly
Balance £1,000+
AER 1.35%
Gross rate 1.34%

Rate effective from 01 September 2016. Product withdrawn on 05 April 2012.

APS easy access cash ISA - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.20% 1.20%
Interest paid Annual
Balance £1+
AER 1.20%
Gross rate 1.20%

Rate effective from 01 December 2017. Product withdrawn on 05 January 2017

Easy access cash ISA - issue 18

Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.31% 1.31%
£1,000 1.46% 1.46%
Monthly £1 - £999 1.31% 1.30%
£1,000 1.46% 1.45%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.31% 1.31%
Gross rate 1.31% 1.30%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.46% 1.46%
Gross rate 1.46% 1.45%

Rates effective as of 09 April 2019. Product withdrawn on 21 May 2019

Easy access cash ISA - issue 17

Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.25% 1.25%
£1,000 1.40% 1.40%
Monthly £1 - £999 1.25% 1.24%
£1,000 1.40% 1.39%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.25% 1.25%
Gross rate 1.25% 1.24%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.40% 1.40%
Gross rate 1.40% 1.39%

Rates effective as of 05 March 2019. Product withdrawn on 08 April 2019

Easy access cash ISA - issue 16

Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.09% 1.09%
£1,000 1.24% 1.24%
Monthly £1 - £999 1.09% 1.08%
£1,000 1.24% 1.23%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.09% 1.09%
Gross rate 1.09% 1.08%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.24% 1.24%
Gross rate 1.24% 1.23%

Rates effective as of 17 August 2018. Product withdrawn on 04 March 2019.

Easy access cash ISA - issue 15

Interest paid Opening balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000 1.15% 1.15%
Monthly £1 - £999 1.00% 1.00%
£1,000 1.15% 1.14%
Interest paid Annual Monthly
Opening balance £1 - £999 £1 - £999
AER 1.00% 1.00%
Gross rate 1.00% 1.00%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.15% 1.15%
Gross rate 1.15% 1.14%

Rates effective as of 01 September 2018. Product withdrawn on 16 August 2018.

Easy access cash ISA - issue 14

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000 1.10% 1.10%
Monthly £1 - £999 0.95% 0.95%
£1,000 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000
AER 1.10%
Gross rate 1.09%

Rate effective from 01 December 2017. Product withdrawn on 10 November 2016.

Easy access cash ISA - issue 13

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.10%
Monthly £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000+
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000+
AER 1.10%
Gross rate 1.09%

Rate effective from 01 December 2017. Product withdrawn on 20 June 2016.

Easy access cash ISA - issue 12

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.10%
Monthly £1 - £999 0.95% 0.95%
£1,000+ 1.10% 1.09%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000+
AER 1.10%
Gross rate 1.10%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000+
AER 1.10%
Gross rate 1.09%

Rate effective from 01 December 2017. Product withdrawn on 16 May 2016.

Easy access cash ISA - issue 11

Interest paid Balance AER Gross rate
Annual £1 - £999 0.95% 0.95%
£1,000+ 1.15% 1.15%
Monthly £1 - £999 0.95% 0.95%
£1,000+ 1.15% 1.14%
Interest paid Annual
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Annual
Balance £1,000+
AER 1.15%
Gross rate 1.15%
Interest paid Monthly
Balance £1 - £999
AER 0.95%
Gross rate 0.95%
Interest paid Monthly
Balance £1,000+
AER 1.15%
Gross rate 1.14%

Rate effective from 01 December 2017. Product withdrawn on 21 March 2016.

Easy access cash ISA - issue 10

Interest paid Balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000+ 1.20% 1.20%
Monthly £1 - £999 1.00% 1.00%
£1,000+ 1.20% 1.19%
Interest paid Annual
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.20%
Gross rate 1.20%
Interest paid Monthly
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.20%
Gross rate 1.19%

Rate effective from 01 December 2017. Product withdrawn on 22 February 2016.

Easy access cash ISA - issue 9

Interest paid Balance AER Gross rate
Annual £1 - £999 1.10% 1.10%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 1.10% 1.09%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 1.10%
Gross rate 1.10%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 1.10%
Gross rate 1.09%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 07 August 2014.

Easy access cash ISA - issue 8

Interest paid Balance AER Gross rate
Annual £1 - £999 0.90% 0.90%
£1,000+ 1.20% 1.20%
Monthly £1 - £999 0.90% 0.90%
£1,000+ 1.20% 1.19%
Interest paid Annual
Balance £1 - £999
AER 0.90%
Gross rate 0.90%
Interest paid Annual
Balance £1,000+
AER 1.20%
Gross rate 1.20%
Interest paid Monthly
Balance £1 - £999
AER 0.90%
Gross rate 0.90%
Interest paid Monthly
Balance £1,000+
AER 1.20%
Gross rate 1.19%

Rate effective from 01 December 2017. Product withdrawn on 15 July 2014.

Easy access cash ISA - issue 7

Interest paid Balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 25 February 2014.

Easy access cash ISA - issue 6

Interest paid Balance AER Gross rate
Annual £1-£999 1.00% 1.00%
£1,000+ 1.30% 1.30%
Monthly £1-£999 1.00% 1.00%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1-£999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1-£999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 19 February 2014.

Easy access cash ISA - issue 5

Interest paid Balance AER Gross rate
Annual £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.30%
Monthly £1 - £999 1.00% 1.00%
£1,000+ 1.30% 1.29%
Interest paid Annual
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Annual
Balance £1,000+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1 - £999
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1,000+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 06 June 2013.

Easy access cash ISA - issue 4

Interest paid Balance AER Gross rate
Annual £1+ 1.30% 1.30%
Monthly £1+ 1.30% 1.29%
Interest paid Annual
Balance £1+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 22 November 2012.

Easy access cash ISA - issue 3

Interest paid Balance AER Gross rate
Annual £1+ 1.30% 1.30%
Monthly £1+ 1.30% 1.29%
Interest paid Annual
Balance £1+
AER 1.30%
Gross rate 1.30%
Interest paid Monthly
Balance £1+
AER 1.30%
Gross rate 1.29%

Rate effective from 01 September 2016. Product withdrawn on 18 September 2012.

Easy access cash ISA - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.00% 1.00%
Monthly £1+ 1.00% 1.00%
Interest paid Annual
Balance £1+
AER 1.00%
Gross rate 1.00%
Interest paid Monthly
Balance £1+
AER 1.00%
Gross rate 1.00%

Rate effective from 01 September 2018. Product withdrawn on 04 March 2011

Two year tracker cash ISA - issue 6

Interest paid Balance AER Gross rate
Annual £1+ 1.50% 1.50%
Monthly £1+ 1.50% 1.49%
Interest paid Annual
Balance £1+
AER 1.50%
Gross rate 1.50%
Interest paid Monthly
Balance £1+
AER 1.50%
Gross rate 1.49%

Rate effective from 01 December 2017. Product withdrawn on 16 May 2016.

Bonds

Two year fixed rate bond - issue 61

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.60% 1.60%
Monthly £1,000 1.60% 1.59%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.60% 1.60%
Gross rate 1.60% 1.59%

Rates effective as of  29 November 2019

One year fixed rate bond - issue 65

see details >
Interest paid Opening balance AER Gross rate
Annual £1,000 1.50% 1.50%
Monthly £1,000 1.50% 1.49%
Interest paid Annual Monthly
Opening balance £1,000 £1,000
AER 1.50% 1.50%
Gross rate 1.50% 1.49%

Rates effective as of  29 November 2019

Two year tracker bond - issue 6

Interest paid Balance AER Gross rate
Annual £1+ 1.50% 1.50%
Monthly £1+ 1.50% 1.49%
Interest paid Annual
Balance £1+
AER 1.50%
Gross rate 1.50%
Interest paid Monthly
Balance £1+
AER 1.50%
Gross rate 1.49%

Rates effective from 1 November 2017. Product withdrawn from sale 16 May 2015.

Direct tracker rollover bond - issue 1

Interest paid Balance AER Gross rate
Annual £1+ 1.25% 1.25%
Interest paid Annual
Balance £1+
AER 1.25%
Gross rate 1.25%

Rates effective from 01 September 2018. Product withdrawn from sale 01 January 2011. 

Business savings

Business savings account - issue 1

see details >
Interest paid Opening balance AER Gross rate
Annual £1+ 0.90% 0.90%
Monthly £1+ 0.90% 0.90%
Interest paid Annual Monthly
Opening balance £1+ £1+
AER 0.90% 0.90%
Gross rate 0.90% 0.90%

Rates effective as of 01 November 2016

© OneSavings Bank plc 2020.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

krbs, Kent Reliance Banking Services and Kent Reliance are trading names of OneSavings Bank plc. Registered in England and Wales (company number 7312896). Registered office: Reliance House, Sun Pier, Chatham, Kent, ME4 4ET. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service. Visit the Money Advice Service