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Impacted branches

Icons Branch

Hythe

4 The Marsh Parade

Southampton

SO45 6AN

Icons Branch

Littlehampton

76 High Street

Littlehampton

BN17 5DX

Icons Branch

Chichester

27 East Street

Chichetser

PO19 1HS


These three branches close permanently on 31 July 2025.

Why we’re closing these branches

Before we close any branch, we look at how our customers are managing their money and using the facilities. We’re seeing fewer customers using and visiting our branches over time, and particularly the three affected branches detailed above.

Like other financial institutions and businesses in general, we regularly review how we’re operating to make sure we’re running things as efficiently as possible, and in line with customer needs.

Based on those reviews, we’ve decided to reduce our branch network and close these three branches.

We considered all options very carefully and carried out a full analysis using our data to ensure we’re making an informed decision.

The types of data we’ve considered included:

  • The geographical location of the branches and customers who use the branches
  • Information on the customers that use the branch, such as their age, how long they have been a customer and other demographic details
  • Data on customer vulnerabilities and other financial circumstances that our customers may be experiencing and what adjustments we’ve provided in support
  • Account data such as time an account has been held, product types, account maturity and transactional data

 

Other way to bank with us

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Log into our Online Services

30% of customers who use the affected branches are already registered to use our Online Services. If you’re one of them, just log in.

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Register with us

95% of all customers, who haven’t already, can register for online access here.

Icons Branch

Call us on 0345 122 1122

The quickest way to get information or support from our Customer Services Team.

We’re available Monday-Thursday 8am-7pm, Fridays 8am-6pm, or Saturdays 9am-2pm (excluding bank holidays).

What our analysis told us

Types of products

Types of accounts held in the affected branches

Fixed Rate Bonds

Easy Access Accounts

Notice Accounts

Others

chart

60%

of customers

using the affected branches do not transact with their account regularly as they hold a Fixed Rate Bond, that means they can't access their account until the end of their fixed term, reducing their need of any transactional services.

90%

of customers

have carried out fewer than 10 in-branch transactions within the last 12 months

72%

of customers

used our branches only to deposit or transfer money between accounts during the last 12 months up to 31 October 2024.

12

cash withdrawals

is the average per week, per branch between 2023-2024.*

*Cash deposit activity at the affected branches is low, particularly when comparing against other branches. Even considering the slight increase in transaction volume comparing 2023 to 2024, the affected branches still only saw around 20 cash deposits carried out per week on average. Cash withdrawals is not the primary reason that our customers have been visiting the affected branches.

Alternative Services

Our vulnerable customers

Additional considerations

What this means for our impacted customers

We’re recommending that most customers should register for our Online Services. Once registered, they can view account details at any time, as well as carry out a range of other banking services, including:

  • Check account(s) balance.
  • Update and maintain their personal details and contact information.
  • Make requests to transfer or withdraw funds (in line with your product terms).
  • View electronic copies of key communications – such as statements and certificate of interest.
  • Switch on alerts to receive notifications, such as account maturity choices pack online – giving them more time to understand their options and decide on their next steps.
  • Send us a secure message when they need help with an account-specific query and don’t want to call.

For customers that have yet to register, it’s easy to register. They can simply scan the QR code shown here and select the link which appears. Then follow the on-screen instructions.

KR QR Code

For customers that are not able to manage their accounts online, we will be informing them of alternative ways they can access our services through phone, email or post.

 

 

To help us reflect clearly that these savings account(s) can be managed online, we’ve updated product name(s) and changed the first 3 letters of account number(s).  This information will be sent to all impacted customers via a personalised mailing.

For customers making regular payments to their account, we recommend they update their payment reference to exactly match the updated account number. This may mean that a new standing order needs to be set up, depending on what the current account provider allows.

Where customers are not able to make this change straight away, we’re still able to credit the right account for a while, there may just be a small delay in the payments reflecting against the account balance.

Our customers can contact us through a range of channels available, as listed below.  They can also access additional information, available as FAQs, which answers key questions on our branch closures.

We can also provide documents and communications in large print, Braille and audio format. Please let us know if you need an alternative format or any additional support with managing your account.

We also support the use of Relay UK.  This service offers confidential text-to-speech and speech-to-text services for those who struggle to use the phone. You'll need the Relay UK app or a textphone. Dial 18001 followed by the Kent Reliance number you want to call.

What are the ways I can manage my account and contact you when the branch closes?

You can continue to manage your account and access the services you need in the following ways:

  • Digital: you can login to our Online Services at www.kentreliance.co.uk/login using your User Identification Number and password. If you want to register for our Online Services for the first time, see the detailed FAQ which follows.
  • Phone: you can call our Customer Services Team on 0345 122 1122 (Monday-Thursday 8am-7pm, Fridays 8am-6pm, or Saturdays 9am-2pm).
  • Post: you can write to us at: OneSavings Bank, Sunderland, SR43 4AB
How do I get set up to access and manage my account(s) online?

You can register for our Online Services at any time, by visiting www.kentreliance.co.uk/support. Enter the words “Register for Online Services” into the search box, and click the link shown to arrive at the registration page.

You’ll need to have the following information ready for when you register:

  • One of your active Kent Reliance savings account numbers.
  • Your current account details you want to use as your Nominated Account.
  • Your address history over the last 3 years.
  • A mobile phone number.
  • An email address.

Additional important information

Your account number

For any account you hold which was previously opened in branch, we’ve updated the first 3 letters of your account number. When registering for our Online Services, you’ll need to enter one of your new account numbers (including the new 3 letter code that precedes the rest of your account number).

Your Nominated Account

  • You’ll be asked to set up or reconfirm your Nominated Account details when registering online.
  • The Nominated Account will be the account you select for all payments to be sent to and needs to be a UK bank account held in your name.
  • The system will run an electronic check to check your Nominated Account details belong to you.

If you need support with online registration

If any of the registration checks are unsuccessful, or if you need any help with any stage of the registration process, please call our Customer Services Team on 0345 122 1122 and we’ll support you through this process.

I rely on this branch to take out cash - how can I do this moving forward?

Once the branch closes, although the cash services you access there will no longer be available, you’ll be able to arrange a transfer of funds to your Nominated Account. You can make a withdrawal request online (for most account types), or by contacting our Customer Services Team.

If we receive your payment request before 3.30pm on a working day your funds will be transferred to the receiving bank/building society on the same day you request them.

If we receive your payment request after 3.30pm or on a non-working day (weekends and bank holidays), your funds will be transferred to the receiving bank/building society on the next working day.

Most current account providers will have a network of cash points and counter services where you can access cash in your local area.

I don’t have a Nominated Account set up yet – what do I need to do?

You’ll need to register a Nominated Account with us if you want us to send electronic payments from your savings account(s).

You can ask us to add a Nominated Account by calling our team on 0345 122 1122 (Monday-Thursday 8am-7pm, Fridays 8am-6pm, or Saturdays 9am-2pm, excluding bank holidays). Or you can ask us to do this for you in your local branch up until the point it closes.

To set up a Nominated Account, we’ll need you to give us details of a valid UK bank/building society current account that’s held in the account holder(s) name. We’ll do an electronic check to confirm this account is held in the account holder(s) name, but if that check fails, we may need to ask you to provide additional evidence to us, such as a bank account statement.

How can I continue funding my account after the branch has closed?

The easiest way to add money to your account is by sending an electronic payment using your bank provider’s online services (whether a one-off payment or set up a standing order in line with your account’s terms and conditions).

Remember to use your latest, up-to-date account number (you’ll see this in your latest communications from us) as your electronic payment reference. And please refer to the details in the back of your passbook or ask us for the electronic payment details if you’re unsure.

You can also post a cheque to us at: OneSavings Bank, Sunderland, SR43 4AB. Make sure the cheque is made payable to the account holder name(s) and write your up-to-date account number on the reverse to help us match it your account.

What will happen to my passbook?

You can keep your passbook updated at the branch with any transactions you make up until the point the branch closes.

Once the branch closes and you’re managing your accounts through alternative channels your passbook will no longer be updated or needed.

You can view your account transactions, and any interest applied through our Online Services (for most account types).

Why can’t I access my saving account(s) online?

We aren’t currently able to offer Online Services for accounts which are being managed by a third party, such as a Power of Attorney or operator for a child under the age of 18.

We’re aware that being able to access and manage these types of accounts online would be useful for customers, and we’re working to develop and make this service available in the future.

In the meantime, customers with these account types will need to use our phone, email or postal service channels.

Will my money still be safe with you after the branch closes?

The security of your savings accounts is not affected by this change. Your eligible deposits with the Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. For further information, please visit - www.fscs.org.uk

I’ve been used to visiting my local branch to open a new savings account and/or switch my existing savings accounts to access better rates – how can I do this moving forward?

You can open a new account online at any time, by visiting www.kentreliance.co.uk. If you want to switch to an account which has a better rate, you can open the new account online and then contact us to ask us to transfer funds from your previous account.

If you don’t want to open or switch an account online, you can contact us to request an application form. Once you’ve received that, completed it, and returned it to us, you can then contact us to arrange funding the account (or for example, ask us to transfer funds from your previous account).

You can also continue to visit your local branch and ask us to set up a new account or switch an existing account for you in person, up until the point the branch closes.

How can I manage my branch-opened Regular Saver account ongoing?

You can fund your Regular Saver account by electronic transfer or by contacting us and asking us to transfer funds from another Kent Reliance account held in the same name.

You can also continue to fund your account in branch by paying in cash or cheques as usual, up until the point the branch closes.

You can request a withdrawal from your Regular Saver account by contacting us and asking to transfer funds to your Nominated Account.

How to contact us

Phone Icon
Contact us by phone

0345 122 1122

Opening hours

Monday - Thursday

- 08:00 - 19:00

Friday

- 08:00 - 18:00

Saturday

- 09:00 - 14:00

Sundays and Bank Holidays

- Closed

Our teams are trained to ensure they have the skills and knowledge to provide tailored support to all customers, no matter their circumstances or situation and will be happy to help you with any queries or transaction requests you are looking to make. It may also be useful for you to be aware that any calls our Customer Services Team make out to you will display the phone number 01634 848944.

Email Icon
Contact us by email

mail@krbs.com

We aim to respond to all customer emails within 3 working days following receipt. To help keep your details safe and secure, please don’t send us any sensitive information such as bank account details or ask us to update any personal details email. This needs to be done by calling our Customer Services Team.

Email Icon Details
Contact us by post

OneSavings Bank

Sunderland

SR43 4AB

Please be aware this may not be the quickest way for us to deal with a query or request urgently due to the time it may take for the post to reach us, and for us to then process.