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What's new in Online Services?

Here are some of the key benefits you can expect from the new Online Services:

  • Instant deposits and withdrawals for faster access to your money
  • Regular alerts and updates to help protect your savings
  • Ability to open and manage your accounts digitally, anytime, anywhere
  • Real-time statements and earlier access to important documents, making it easier to stay on top of your finances
  • Easily and quickly update your account and personal details without needing to contact us
fscs logo

You're protected up to £120,000

What you need to do now

Please check your details are up to date:

  • Email address
  • Nominated Account number
  • Mobile number
  • Postal address

This will make sure you receive any communications we send you. You can update your details online or by calling us on the below number.

Watch the registration video below to familiarise yourself with our new Online Services. We will notify you when you can start the registration process.

How to register for new Online Services?
We're available from

9am to 6pm Monday to Friday.

We're not available on bank holidays.

Phone icon Call us on 0345 120 4602
If your savings accounts are due to move to our new Online Services

Below is a timeline confirming when we’ll be in touch with more information about the move.

December 2025

We’ll send you an early notification so you know what’s happening and when, and how you can update your contact information if you need to.

January 2026

We’ll share more detailed information about the move of your accounts to the new Online Services. This will include the key documents you need to read if your terms and conditions are changing.

February 2026

As you’re now close to the point your accounts will move over, we’ll share more details about how the move will work, what you need to be aware of and how to register for the new Online Services.

March 2026

Your eligible online savings accounts will move over, and we’ll send you a communication so you know how you can register and/or log in to the new Online Services.

Documents relating to Easy Access Accounts moved to the new Online Services in October and November 2025

The new terms and conditions which applied to your account from the date they moved are set out in the Key Features & Summary Box and Saving Account Conditions with a Summary of Changes below.

 

Documents relating to Easy Access and Notice Accounts due to move to the new Online Services in March 2026

The new terms and conditions which will apply to your account from the date they move are set out in the Key Features & Summary Box and Saving Account Conditions with a Summary of Changes below.

 

Documents relating to Fixed Rate Bonds due to move to the new Online Services in March 2026

The terms and conditions which apply to your account will not change when they move to the online services. In the document below we have set out some information on how your Account will operate on the New Online Services.

We're here to help you

If you have any questions about the new Online Services, we have plenty of support for you.

Need further support or someone to help you?

If you’re finding things difficult or would prefer help from someone you trust, we’re here to support you.

You can:

  • Ask us for this information in another format, such as a printed letter, a printed letter in large print, an audio recording or Braille
  • Nominate a trusted person, like a family member, carer, or Power of Attorney, to help manage your account or communicate with us on your behalf
  • Get free, confidential help from independent organisations that support people through life changes, health issues or care needs 

We won’t ever judge or question your reasons for asking for help. Any information you share with us will be treated with care and only used to support you in managing your account.

For more information about getting further support, visit www.kentreliance.co.uk/support or call us on 0345 122 1122.

We’re available:
Monday – Thursday 08:00 - 19:00,
Fridays 08:00 - 18:00, and
Saturdays 09:00 - 14:00.
We are closed on Sunday and bank holidays.

Keeping your money and details safe

Please be aware fraudsters sometimes try to take advantage of times of change to get access to personal or financial information. Please note:

  • We’ll never ask for your full password, complete user identification details or a one-time passcode over the phone - if someone contacts you pretending to be us and asks for this, it’s a scam.
  • You’re in control - always check links and email addresses carefully. If you think an email looks suspicious, delete it straightaway. If you’re ever unsure, contact us directly.

You can check out our Fraud Hub for more information.

Frequently asked questions

If you can’t find the answer to your question, you can send us a secure message via Online Services or if you would prefer to speak to someone, please call us on 0345 120 4602.

Why is Online Services changing?

So we can give you the best possible experience through new features, products and functionality. You’ll now be able to:

  • Make instant payments
  • Get helpful alerts
  • Access documents more easily
  • Update your details online
Are all of my savings accounts moving?

We’re moving customers’ eligible, online savings accounts in stages. We’ve already moved Easy Access accounts for many customers, and now we’re going to be moving customers’ eligible online Fixed Rate Bonds, and more Easy Access and Notice Accounts, during March 2026.

If your accounts are moving, we’ll be sending you communications leading up to the move, so you know what is happening, when, and which of your accounts are affected.

What will happen to any savings accounts which aren’t moving?

If we haven’t told you your accounts are moving to our new Online Services then they’re unaffected for now, and you can keep managing them as you have been already and you can keep using the existing Online Services.

Eventually we’ll be looking to move all eligible, online accounts (for example ISAs) to the new Online Services, but we’ll let you know before that happens so you’re ready.

Will I be able to access my accounts leading up to and during the move?

Yes, you can keep using your existing online account log-in details right up until we move your savings accounts.

During the few days before your accounts move across to the new Online Services, there will be a brief period of time when you won’t be able to view or manage your accounts while we complete the change – we’ll tell you exactly when that is in communications before that happens so you can prepare.

Once your accounts have moved over, we’ll confirm that for you, and you’ll need to complete our quick, easy registration process for the new Online Services. You’ll then be able to immediately view and manage your accounts ongoing.

Do I need to do anything before my accounts move to the new Online Services?

Make sure the contact details we have for you are up to date. This includes your mobile number, home address, and email address. Having the right details means you’ll get all the important updates we send. It will also make registering for our new Online Services much smoother as we’ll ask you to confirm your up-to-date information as you register. Please also take the time to read the communications we send you about the move as they’ll help you fully understand the change, what you need to be aware of and how you can view and manage your accounts in the future.

How will I know my balance and interest has been moved correctly?

We’ll make sure your balance and any interest are moved in full. You’ll see this clearly when you register and view your new account.

What will I need to do once my account moves?

You’ll need to register for the new Online Services using your contact details. These include your email address, mobile number and home address.

Will I be able to view my old transactions and statements in the new Online Services?

No, but you can still view them for at least 13 months in the previous version of Online Services. You just need to log in using your user identification number and password.

If you think you’ll need to refer to your old statements and transactions in the future, we recommend you save or print them.

Why are you changing my savings account number and sort code?

As your account is being moved to a new system, we need to give you new account details. You’ll see your new account number and sort code when once you’ve registered for the new Online Services. It’s important you use your new account details when funding your account after the move.

What happens if I don’t want my account to move?

If you prefer not to have your account moved, you can close your Easy Access or Notice accounts at any time without notice, penalty, or charges. Simply give us a call, and we’ll be happy to assist you. You will receive your balance plus any interest accrued up to the closing date.

For Fixed Rate Bonds you won’t be able to close your account before the move, and until the end of the Fixed Rate period. You will be able to close the account when it reaches maturity and transfer your funds to your nominated account if that’s what your maturity choice is.

How will you support me during this change?

We’re here to help you and will update you over the coming months about what will happen and when. You can contact us by phone, online or in writing at any stage if you have questions or need support. You can also nominate a family member or carer to speak to us on your behalf.

Is my Financial Services Compensation Scheme protection changing?

No, your savings remain protected up to £120,000 per depositor by the scheme.

How will interest be calculated and paid after the account has moved?

We’ll calculate interest daily on your account balance, at the end of each day. It’ll continue to be paid either monthly or annually, based on how often it’s currently paid. Annual interest will be paid on 05 April each year. Monthly interest will be paid on the first day of each month, instead of the last working day of each month.

Will I receive confirmation once my accounts move over to the new Online Services?

Yes, once the move has completed, we’ll send you clear communications so you know you can now register for or log in to the new Online Services.

If you want to prepare yourself to register for the new Online Services before the move, you can watch our video guide on this page above.

With my Fixed Rate Bond account moving to the new Online Services, what will happen when my bond matures?

Once your Fixed Rate Bond has moved to our new Online Services, we’ll send you a communication confirming the move and how you can register online to view and manage your account ongoing.

When it’s moved over to our new Online Services, your Fixed Rate Bond will continue towards its maturity date as normal. As you get close to the maturity date, we’ll send you communications about your options at maturity.

What should I do if I don’t have a mobile phone?

We understand not everyone uses a mobile, but you’ll need one to register for the new Online Services. If you don’t have a mobile, please call us to update us on your circumstances as you won’t be able to register for our new Online Services.

What are my options if I want to operate my account by post/at the branch?

Once your account moves, you’ll only be able to manage it through the new Online Services.

If you want a savings account you can open and manage at a local branch, please look at the accounts available on our website. You can also visit your local branch and speak to our staff about your options.

How do I register for the new Online Services?

We have created a helpful video guide to show how you can register on the new Online Services. Please see the registration video above. Once you’re logged in, you’ll be able to see and manage your savings accounts straight away.

How do I withdraw money on the new Online Services?

When you log in, you will see the ‘move money’ button displayed next to your savings accounts. Click the button on the product you want to withdraw from, and you will begin the withdrawal process.

How do I close my account using the new Online Services?

You can close your account by clicking on the ‘3 dots’ option shown on your savings products. Follow the instructions to start the closure process.

For Easy Access savings accounts, you can close them at any time without notice, penalty, or charges. You will receive your balance plus any interest accrued up to the closing date.

How do I change my nominated account using the new Online Services?

You can change your nominated account by clicking on the ‘3 dots’ option shown on your savings products. Select the relevant option and you will begin the process to change your nominated account details.

How do I change my personal details using the new Online Services?

Once you’re logged in, click on your name at the top right of the screen and select ‘personal details’. From there, you can make changes to your personal and contact information.

How do I send a secure message using the new Online Services?

Once you’re logged in, select the ‘help centre’ button at the top of the screen and then click on ‘send us a secure message’. This will open the chat window, and you can then send us your query.